Health Insurance

There are many health insurance plans available in Arizona. I work with the largest companies well known throughout the country. I specialize in three different types of plans. You can enroll for any plan at any time, meaning there is no open enrollment period. You can enroll 365 days a year. There is no penalty if you need to cancel for any reason.

Ministry/Co-Op/Cost Share Plan

A popular option for families seeking low co-pays and those who are used to traditional health care coverage.

• Guaranteed issue policies available

• Preventative care coverage

• Maternity care coverage

• PHCS (Provider Health Cost Share) multi plan network. The network of providers is HUGE!

Short Term Plan

A popular option for individuals in between jobs, leaving their parent’s coverage, or starting their own business.

• Not intended for long term coverage, renewable 12-month term plans

• No application fees

• Co-pay or Network Discount Payment options

• Low deductible plans available

• Coverage options include: preventative care, prescription, plus no limit to urgent care, ER visits, and hospitalizations.

Tri Term Medical Plan

A popular option for self employed individuals or small businesses.

• 3-year Medical Coverage. Apply once and you’re covered for a 3-year term.

• Earliest effective date is 5 days from application

• Coverage option include: preventative care, sick visits, urgent care, ER visits, and hospitalizations.

• Prescription coverage.